Welcome to 6FiguresNBroke.com - that stands for “six figures and broke.”  I am a stay-at-home-mom to two young children and my husband is an engineer-type who earns a six figure income, annually.  We have mountains of debt and have vowed to make a lifestyle change - stop spending and start getting serious about paying down this debt.  Thankfully we are not in dire straits.  We have a fixed-rate home mortgage with a great interest rate, a fantastic interest rate on our car loan and credit cards, and both have good credit scores.  However, we have realized that we need to stop the financial bleeding and start getting serious about getting out of debt.  Once we’re out of debt then it will be even easier to plan for the future.

I have started this website to help hold us accountable for our plan.  In addition to progress updates on our personal finance journey, I will also be blogging about the latest in personal finance news.  Whether it is the latest live event from Dave Ramsey or news on an interest rate cut by the fed, I plan to post it here.

If you are on a get out of debt journey yourself, I’d love to add you to my blogroll.  Please leave me a comment and I’ll get you added as soon as possible!

Yours Truly,

Big Spender